Whole Life
Whole life offers a death benefit along with a savings account. With this type of life insurance policy, you agree to pay a certain amount in premiums on a regular basis for a specific death benefit.
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Term Life
Term life policies are intended to cover specific needs should you pass before you are able to pay off you financial obligations, such as; a mortgage or fully funding a retirement account for your spouse or loved ones.
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Long Term Care
The statistics show that more than 52% of people turning 65 will need some long-term care services in the future. Even if you have a loved one care for you in your home, he or she will frequently have expenses and loss of income.
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Final Expense
These plans typically have a smaller face value under $30,000; which are frequently either simplified or guaranteed issue. They are intended prevent your loved ones from assuming the financial burdens associated with settling your estate.
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